Unlocking the power of digital mortgages
24-25 November 2022 | Prague
| Featuring |
| Programme |
Day one | Thu 24 Nov 2022 | Morning
ALL ABOARD! LEVERAGING THE POWER OF DIGITAL TO ENSURE A SMOOTH JOURNEY TO HOMEOWNERSHIP
Harvesting consumer data insights can be like finding a needle in a haystack that is getting bigger fast. Without the right tools, it takes time and money. It is also difficult to do well at scale, and creates data management and privacy challenges to remain compliant with fair lending regulations. How do different consumers shop for mortgages? And are mortgage lenders well equipped to seize on signals to break through with borrowers earlier in the journey to homeownership?
1 Digital transformation in mortgage process
HANNA HEINONEN | Director, Secured Loans, Digital Sales & Analytics | OP Financial Group, Finland
2 New and improved: the startup nation's guide to mortgage product innovation
ADI NAIM | Head of Product, Mortgage Modernisation | Bank Leumi, Israel
3 Building for omnichannel in mortgage lending
PHILIP CONNELLY | Digitisation Lead, Lending Products | UniCredit Bank CZ & SK, Czech Republic
4 Reinventing the mortgage experience with digital innovation
SLOT RESERVED
PANEL DISCUSSION
Business as usual in mortgage acquisition: can it continue, when digital is changing the game?
Day one | Thu 24 Nov 2022 | Afternoon
EXPLOITING TECHNOLOGY DEVELOPMENTS IN THE MORTGAGE SPACE
Digital transformation and innovation have had an impact on all areas of the banking and finance industry: the mortgage sector is not immune. A number of innovators and disruptors are poised to shape the home loans ecosystem and the housing market of the future. In this session we will explore how lenders can leverage technology to accelerate digitisation, automate the mortgage value chain, and innovate to support the creation of seamless home buying experiences and integrated systems and offerings, to better address market demands and stay competitive in a post-COVID-19 environment.
5 Powering digital banking capabilities to provide homebuyers with an excellent and modern experience
SLOT RESERVED
6 How we play the ecosystem strategy for winning in the Swedish mortgage market
DANIEL LJUNGEL | Head of Business Development | SBAB, Sweden
7 Digitisation of mortgage lending and brokerage
MAJA MIKIC | Executive Director For Digital Transformation | BRD – Groupe Société Générale, Romania
8 Why distributed ledger technology can succeed in joining-up the mortgage and property naturally distributed marketplace
PANEL DISCUSSION
Expanding the mortgage ecosystem through integrations with FinTechs and beyond
Day two | Fri 25 Nov 2022 | Morning
UNDERSTANDING AND HELPING FIRST-TIME BUYERS
Mortgage lenders are used to navigating turbulence. But the speed, severity and continued impact of the global health crisis created challenges that have never been seen before. From complying with pandemic-related regulations and managing talent shortages to addressing changing financial needs of borrowers, several roadblocks have been standing in the way. How to drive sound operations while ensuring compliance and taking an empathetic approach to borrowers’ - especially first-time buyers' - needs?
10 Digital & data-driven mortgages
SIGRÍÐUR HREFNA | Managing Director Personal Banking | Íslandsbanki, Iceland
11 Challenging traditional banks’ grip on the home-lending market: a digital bank’s perspective
SLOT RESERVED
12 Creating frictionless customer onboarding journeys with KYC processes that are configured for each customer
PANEL DISCUSSION
Embracing new technological solutions without losing the human element
Day two | Fri 25 Nov 2022 | Afternoon
BEYOND COVID-19: DIGITISING THE MORTGAGE BUSINESS FOR FUTURE SUCCESS
Now that they’ve overcome initial shocks of the health crisis, many lenders are looking to digitise those parts of the business that are still impeded by paper-based, manual processes. By scaling up initiatives and building on progress made over the past two years, banks can get closer to full-scale digitisation. This should result in a shorter and more streamlined process for fulfilling mortgage loans that can lead to a better customer experience, all while lowering operational costs, mitigating risks, and delivering superior financial performance in the long run.
13 How digitalisation is changing standard banking products: the example of a digital mortgage
ABLAIKHAN OSPANOV | Managing Director | Freedom Finance Bank, Kazakhstan
AINUR TEMIRKHANKYZY | Advisor to the Chairman of the Board | Freedom Finance Bank, Kazakhstan
14 Alleviating hurdles that continue to inhibit post-pandemic progress
PANEL DISCUSSION
Bringing it all home: what fundamentals should we stay true to, as we evolve to the new?
| Sponsored by |
Oper is a leading Belgian-Swiss cloud-based software provider, founded in 2018 with the aim to deliver the best-in-class mortgage experiences through digital channels. Believing that technology should enable, not replace, value-added interpersonal communication, Oper made it its mission to break down the barriers between lenders and borrowers, by providing cutting-edge technology that supports both parties throughout the mortgage journey. Oper’s digital mortgage solution is delivered to lenders and mortgage intermediaries in multiple European markets, though a team comprised of over 16 nationalities. Oper’s platform enables digital-first distribution and high-touch servicing of homebuyers, with a seamless process from contact to contract.
| Supported by |
| Venue |
Alongside Prague’s magnificent culture and architecture you’ll discover a cosmopolitan vibe, contemporary entertainment and an array of global cuisines. To make your visit complete, the Hotel KINGS COURT offers an ideal location on Náměstí Republiky and all amenities needed for a perfect stay.
In the heart of historical Prague you’ll find luxury accommodation, enticing food and drink and personalised service.
