Unlocking the power of digital mortgages
14-15 November 2024 | Prague
| Speakers |
| Programme |
Day one | Thu 14 Nov 2024 | Morning
HOW SHIFTING TRENDS ARE RESHAPING THE MORTGAGE LANDSCAPE
The mortgage industry is no stranger to change: it’s a dynamic sector that mirrors broader demographic shifts and legal evolutions, governments’ policies and technological developments, evolving economic landscapes and consumers’ demands. How to keep pace with the trends that are reshaping the mortgage industry? Adaptability and innovation seem to be the key to surviving and thriving, as they offer opportunities for growth and prosperity for all stakeholders involved.
2 Multi-apartment buildings' renovations and their impact on mortgages
GODA BUTKIENĖ | Head of Products | Šiaulių bankas, Lithuania
DOVILĖ KALVAITIENĖ | Team Lead of Lending Products Development | Šiaulių bankas, Lithuania
3 Digital mortgages: an ongoing journey, not a destination
HANNA HEINONEN | Director, Secured Consumer Loans | OP Financial Group, Finland
4 Development of the mortgage market in Czech Republic
JAKUB SEIDLER | Chief Economist | Czech Banking Association, Czechia
5 Enabling mortgage experts to push the energy transition
THIBAUT NIVELLES | Founder & CEO | Setle, Belgium
Day one | Thu 14 Nov 2024 | Afternoon
ACHIEVING BETTER OPERATIONAL EFFICIENCY AND IMPROVED CUSTOMER EXPERIENCE
With the advancement of technology, the mortgage industry has been able to digitise almost the entire lending process, and it’s about to undergo a momentous change in terms of speed, efficiency, and productivity. The utilisation of financial technology helped streamline and simplify the mortgage process, thus making the home buying process more accessible and providing a positive customer experience for borrowers. Is the adoption of technology going to override traditional mortgage lending methods, or rather to exist alongside them?
6 Developing an insight-driven approach to mortgage processes
SLOT RESERVED
7 Digitising the mortgage approval process: ING's way to straight through processing
THOMAS BERGHAUS | Lead Run Excellence Home | ING-DiBa, Germany
8 'Hey Google, I need a mortgage': how to achieve this?
JORDY STOELWINDER | Product Manager | Vista Hypotheken, Netherlands
ARMAND BAAS BECKING | Sales & Partnership Manager | Datakeeper, Netherlands
9 More mortgages, less effort
SLOT RESERVED
PANEL DISCUSSION
Kick-starting mortgage financing of energy saving renovations
Day two | Fri 15 Nov 2024 | Morning
WATCHWORD: SIMPLIFICATION
Lenders are grappling with margin compression and higher rate environments. Customers are grappling with affordability issues and evolving product needs. But with the right approach, the right partners, and the use of emerging technologies, banks can navigate changing demands of today’s mortgage market, pivot as needed, and continue to provide excellent service to borrowers. Furthermore, why not extend cross-sector value propositions in other directions to take on the role of an ecosystem orchestrator and consolidate various housing journey transactions into one integrated customer experience?
10 How to make mortgages easier for everyone
LOUISA SEDGWICK | Managing Director - Mortgages | Paragon Bank, UK
11 Redesigning the mortgage application journey and scaling a housing eco-system
PLAMENA TOTEVA | Director Mortgage Market | DSK Bank, Bulgaria
12 Delivering a better home buying process
TIGRAN GRIGORYAN | Product Owner | Ameriabank, Armenia
LIANA AGHAYAN | Mortgage Product Owner | Ameriabank, Armenia
13 One mortgage process that fits all: is that possible?
PIA TVERIN | CEO | Nordea Hypotek, Sweden
PANEL DISCUSSION
Maintaining current mortgage revenues while growing new revenue streams in adjacent areas
Day two | Fri 15 Nov 2024 | Afternoon
MAKING HOME HAPPEN
A faster and frictionless borrower experience won't necessarily help support underserved and aspiring homeowners. Rather than missing out on opportunities, let's look at possibilities: who else could we be lending to that we now aren't? Which applicants could be saving on their mortgage payments? Which new homeowners could have had more, and perhaps better, financing options? And as people live for longer, and buy houses later in life, is adding valuable product diversity to the mix the key to broadening the horizon for prospective homeowners?
14 In the now: launching a bank for first-time buyers, bigger-picture savers and later-life borrowers
15 Unlocking the housing market with long term fixed rate mortgages
ARJAN VERBEEK | CEO | Perenna, UK
PANEL DISCUSSION
First-time buyers: are there modern solutions to old-age problems?
| Sponsored by |
Setle is a Belgian based software development company. Their all-in-one renovation app gives a thorough support in the pre-buying phase of renovation property. An easy-to-use interface that allows everyone get insights on the renovation costs and plan a renovation process in line with the European sustainable transition requirements. With real-time data and user-friendly features, Setle empowers renovators to make better decisions and create transparency. From energy efficiency to maximising property budget, Setle makes ESG renovations worry-free.
| Trusted by |
| Venue |
Alongside Prague’s magnificent culture and architecture you’ll discover a cosmopolitan vibe, contemporary entertainment and an array of global cuisines. To make your visit complete, the Hotel KINGS COURT offers an ideal location on Náměstí Republiky and all amenities needed for a perfect stay.
In the heart of historical Prague you’ll find luxury accommodation, enticing food and drink and personalised service.
